Since the global financial crisis, many defined benefit plans have scaled back retirement benefits, particularly for new hires and younger workers. Despite these reductions, many employees are spending all or almost all of their income, leaving little to save to help bridge potential retirement income shortfalls. On top of that, employers are faced with younger generations of workers with different views on saving and retirement. Learn about the spending and saving behaviors of public sector defined contribution participants, how plan sponsors can help participants reach a secure retirement and key considerations (including those often overlooked) for delivering income for life to members.


  • Moderator: Greg Jenkins, Invesco
  • Mike Conrath, JP Morgan Asset Management
  • Brian Deloriea, State Universities Retirement System of Illinois
  • Chris Nikolich, AllianceBernstein

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  • November 14, 2023 Create Date
  • January 16, 2024 Last Updated
The Generational Divide in Public Retirement Plans – Savings, Spending, and Retirement Income