Automatic Enrollment Implementation
Is automatic enrollment permissible under law?
No
Explanation:
Public employees must provide written authorization for wage deferrals, preventing automatic enrollment in voluntary retirement plans.
Relevant State Laws – Md. Lab. & Empl. Code Ann. § 3-503
Employers prohibited from withholding wages, unless: “(1) ordered by a court of competent jurisdiction; (2) authorized expressly in writing by the employee; (3) allowed by the Commissioner because the employee has received full consideration for the deduction; or (4) otherwise made in accordance with any law or any rule or regulation issued by a governmental unit.”