
The NAGDCA Annual Conference is the can’t-miss event for the public sector defined contribution retirement plan industry. The event is an opportunity for you to build a national network of plan sponsors and industry representatives, share ideas with peers, learn innovative techniques for improving retirement outcomes, and much more.
Whether it’s educational sessions, receptions, roundtable discussions, or networking events, NAGDCA volunteers develop the program specifically for our unique audience to ensure that all aspects of the conference are valuable for attendees.
WHEN : Sunday, September 28 – Wednesday, October 1
WHERE : Hilton San Diego Bayfront
Registration Information
Advance registration closed on Wednesday, September 24th at 11:59pm EST. Onsite registration will be available on Sunday, September 28th.
Questions? Please contact registration@nagdca.org for assistance.
Guest Registration – The link to the guest registration form is included in the registration confirmation email.
Click here to download fee information.
Registration Type |
Registration Fee
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Registration Fee
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Government Member¹ | $750 | $850 |
Government Non-member² | $950 | $1,050 |
Industry Member | $1,400 | $1,500 |
Industry Non-member | $2,000 | $2,100 |
¹ 2025 membership dues must be paid by July 31. If your organization does not pay dues by that date, you will be switched to the Non-member rate and must pay the balance to attend.
² Government Non-member registration includes complimentary NAGDCA membership beginning on the date of purchase through Dec. 31, 2025. Only available to entities who have not been members within the past three years. If you are unsure if you qualify for the non-member rate, please review our Plan Sponsor Membership Map here or contact us at registration@nagdca.org.
Day 1 | Sunday, September 28 |
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12:30 – 2:30 p.m. | NAGDCA Executive Board Meeting |
2:00 – 6:00 p.m. | Registration Open |
3:00 – 4:30 p.m. | PRE-CONFERENCE SESSIONS
SECURE and SECURE 2.0 – Hot Topics for Governmental Plans Speakers:
Fiduciary Best Practices for California Plans Speakers: |
4:00 – 5:00 p.m. | COMMITTEE MEMBERS’ HEADSHOTS
Open to 2025-2026 committee members. Committee members are invited to have a headshot taken by the professional conference photographer. Headshots will be shared with committee members for personal use. |
5:00 – 6:30 p.m. | WELCOME RECEPTION
A can’t miss event! Connect with the NAGDCA community over drinks and hors d’oeuvres during this conference kick-off reception. |
Day 2 | Monday, September 29 |
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8:00 – 4:00 p.m. | Registration Open |
8:00 – 8:45 a.m. | Breakfast |
9:00 – 10:00 a.m. | CONFERENCE OPENING AND KEYNOTE SPEAKER
Mellody Hobson, Co-CEO and President of Ariel InvestmentsIn a dynamic one-on-one conversation with NAGDCA Executive Director Matt Petersen, Mellody will share insights from her extraordinary career—spanning her leadership at Ariel and her board service with Starbucks and JPMorgan Chase. Recognized as one of Fortune’s “100 Most Powerful People in Business” in 2024, Mellody is known not only for her work in business strategy and management, but also for her advocacy for financial literacy, education, and equity. |
10:00 – 10:30 a.m. | Break |
10:30 – 11:30 a.m. | BREAKOUT SESSIONS
Fee Benchmarking of Service Providers and Investments Understanding and managing plan fees is a critical fiduciary responsibility, and a key driver of participant outcomes. This session will provide plan sponsors with practical tools and insights to evaluate the costs associated with investments, recordkeeping, and advisory services. Panelists will break down different fee types, explain benchmarking methodologies, and discuss strategies for negotiating more favorable terms. Attendees will walk away better equipped to assess the value their participants receive and ensure their plan’s fees remain reasonable, competitive, and transparent. Speakers:
The Right Choice for Public Retirement Plans: Understanding Collective Investment Trusts (CITs) As public sector defined contribution plans seek to improve participant outcomes, Collective Investment Trusts (CITs) are emerging as a compelling alternative to mutual funds. This session will provide a foundational overview of CITs—what they are, how they work, and why they are becoming more widely used in governmental plans. Panelists will explore the key benefits of CITs, including cost efficiencies, regulatory oversight, and suitability for institutional investors. They’ll also address common concerns about transparency, operational complexity, and participant education. The session will include a practical look at the adoption process, including what plan sponsors should expect, and provide an update on federal legislation that could expand access to CITs for 403(b) plans. Whether your plan already uses CITs or is considering them for the first time, this session will equip you with the insights needed to make informed decisions. Speakers:
Blueprint for Retirement Income: Real-World Strategies for Public DC Plans As public defined contribution plans evolve to meet the shifting needs of today’s workforce, plan sponsors are exploring ways to help participants convert savings into sustainable income. This session brings together consultants and product experts to outline a practical “blueprint” for implementing retirement income solutions. Panelists will walk through key decision points—such as guaranteed vs. non-guaranteed income, in-plan vs. out-of-plan approaches, and participant communication strategies. With a focus on practical steps and real-world examples, this session will help attendees better understand the retirement income landscape and how to navigate it with confidence. Speakers: |
11:30 a.m. – 1:00 p.m. | Opening Luncheon Open to attendees only. |
1:15 – 2:15 p.m. | ROUNDTABLE DISCUSSION DECK
Designed exclusively for the conference, this interactive session encourages thoughtful conversation in a roundtable discussion format. Each group discussion is unique and allows members to learn from each other by discussing a range of engaging and interesting questions. |
2:15 – 2:45 p.m. | Break |
2:45 – 3:45 p.m. | GENERAL SESSION
AI and the Future of Public Sector Retirement: Trends, Strategy, and Impact Artificial intelligence is poised to fundamentally shift how public sector retirement plans operate and serve participants. This general session provides a high-level exploration of the transformative potential of AI—what it is, why it matters now, and how it’s beginning to shape the retirement landscape. Speakers from Empower, RVK, and MERS of Michigan will discuss emerging trends, strategic considerations for responsible adoption, and the evolving role of AI in improving outcomes. Real-world examples will illustrate how organizations are beginning to integrate AI tools while laying the groundwork for broader implementation. Speakers: |
4:00 – 4:45 p.m. | Leadership Award Winner Photos
2025 Leadership Award Winners, pick up your plaque and have a group picture taken. |
Day 3 | Tuesday, September 30 |
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8:00 a.m. – 4:00 p.m. | Registration Open |
8:00 – 8:45 a.m. | Breakfast |
9:00 – 10:00 a.m. | GENERAL SESSION
The Century Club: Redefining Longer Retirement The traditional three-legged stool for retirement—pensions, Social Security, and personal savings—has become increasingly unsteady. Today, just 11% of Americans have access to a pension, and public confidence in Social Security is declining. This has placed more weight than ever on personal savings, often driven by defined contribution plans. As more Americans live well into their 90s and beyond, including a projected fourfold increase in centenarians over the next 30 years, our concept of retirement must evolve. This session will explore new consumer research from the Nationwide Retirement Institute and The American College of Financial Services, as well as perspective from the National Council on Aging, regarding how public sector plans can adapt to support longer lifespans, changing needs, and financial longevity. Speakers: |
10:00 – 10:15 a.m. | Break |
10:15 – 11:15 a.m. | BREAKOUT SESSIONS
Practical Applications of AI in Public Sector DC Plans: Tools, Insights, and Participant Impact Building on the earlier session, AI and the Future of Public Sector Retirement: Trends, Strategy, and Impact, this practical applications session takes a hands-on look at how AI is being applied today to improve decision-making, personalize participant experiences, and enhance plan insights. Industry experts will demonstrate real-world tools, including a digital advisor, that are helping participants make smarter financial choices and enabling plan sponsors to track and support overall plan health. From data strategy and content customization to the ethical challenges of AI integration, speakers will cover what it takes to implement AI effectively and responsibly. Whether you’re evaluating new technologies or looking to optimize your current approach, this session will give you a clearer picture of how AI can be leveraged to support better outcomes in public sector defined contribution plans. Speakers:
Guiding the Journey: Strategic Messaging from Hire to Retire What does it take to keep participants engaged from their first day on the job through retirement—and beyond? This session explores how to design and deliver communications that evolve with participants, using both data-driven insights and an understanding of career-stage behaviors. Speakers:
Private Assets in Public DC Plans: Opportunity, Risk, and Real-World Perspectives As traditional pension benefits decline and lower expected future returns challenge public market performance, public sector DC plan sponsors are considering private assets as a potential tool to enhance participant outcomes. This session brings together legal, investment, and plan sponsor perspectives to explore the evolving role of private market investments—including private equity, credit, and real assets—in defined contribution plans. Panelists will offer a candid discussion on the investment rationale, fiduciary and operational considerations, and practical implementation strategies. Attendees will gain a well-rounded understanding of the risks, rewards, and realities of integrating private assets into DC plan portfolios. Speakers: |
11:15 – 11:30 a.m. | Break |
11:30 a.m. – 12:30 p.m. | GOVERNMENT PEER GROUP DISCUSSIONS Government attendees only. Join your peers from plans of a similar size to discuss common issues.
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12:30 – 1:30 p.m. | Government Members’ Lunch Government attendees only. |
1:45 – 2:45 p.m. | BREAKOUT SESSIONS (repeated)
Practical Applications of AI in Public Sector DC Plans: Tools, Insights, and Participant Impact Building on the earlier session, AI and the Future of Public Sector Retirement: Trends, Strategy, and Impact, this practical applications session takes a hands-on look at how AI is being applied today to improve decision-making, personalize participant experiences, and enhance plan insights. Industry experts will demonstrate real-world tools, including a digital advisor, that are helping participants make smarter financial choices and enabling plan sponsors to track and support overall plan health. From data strategy and content customization to the ethical challenges of AI integration, speakers will cover what it takes to implement AI effectively and responsibly. Whether you’re evaluating new technologies or looking to optimize your current approach, this session will give you a clearer picture of how AI can be leveraged to support better outcomes in public sector defined contribution plans. Speakers:
Guiding the Journey: Strategic Messaging from Hire to Retire What does it take to keep participants engaged from their first day on the job through retirement—and beyond? This session explores how to design and deliver communications that evolve with participants, using both data-driven insights and an understanding of career-stage behaviors. Speakers:
Private Assets in Public DC Plans: Opportunity, Risk, and Real-World Perspectives As traditional pension benefits decline and lower expected future returns challenge public market performance, public sector DC plan sponsors are considering private assets as a potential tool to enhance participant outcomes. This session brings together legal, investment, and plan sponsor perspectives to explore the evolving role of private market investments—including private equity, credit, and real assets—in defined contribution plans. Panelists will offer a candid discussion on the investment rationale, fiduciary and operational considerations, and practical implementation strategies. Attendees will gain a well-rounded understanding of the risks, rewards, and realities of integrating private assets into DC plan portfolios. Speakers: |
2:45 – 3:00 p.m. | Break |
3:00 – 4:30 p.m. | Economic Outlook & Washington Update
This year’s Washington Update returns with an expanded format to give you a broader view of the forces shaping public sector retirement. The 90-minute session opens with a 30-minute Economic Outlook, featuring expert insights on the current state of the economy, market trends, and the broader financial landscape impacting plan sponsors and participants. Following the outlook, a panel of national policy experts will deliver a 45-minute Washington Update highlighting critical legislative and regulatory developments, including CIT access for 403(b) plans, DOL and SEC guidance on private assets, fiduciary rulemaking, litigation reform, SECURE 3.0, and more. Speakers: |
6:00 – 8:30 p.m. | OFF-SITE NETWORKING EVENT | City Lights Cruise – Inspiration Hornblower
Open to all attendees and registered guests. A name badge is required to attend. Join fellow attendees for an unforgettable evening aboard the Inspiration Hornblower, NAGDCA’s private charter for the evening. Experience views of San Diego from the water while enjoying drinks, curated dinner stations inspired by the city’s neighborhoods, and a live DJ.
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Day 4 | Wednesday, October 1 |
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8:00 – 10:15 a.m. | Registration Open |
8:00 – 8:45 a.m. | Breakfast |
8:00 a.m. – 12:00 p.m. | Luggage Storage
Please note, luggage must be picked up by 12:00 p.m. |
9:00 – 10:00 a.m. | BREAKOUT SESSIONS – Case Studies
Implementing an Effective Auto Enrollment Strategy This session brings together two compelling case studies, from the Illinois State Board of Investment (ISBI) and San Bernardino County, to demonstrate how thoughtful plan design, strategic communication, and stakeholder collaboration can overcome legal and cultural hurdles while driving long-term success. Panelists will discuss key design decisions, data-informed strategies, and lessons learned from implementing auto-features in environments with complex pension structures and legislative constraints. Attendees will gain insights into how public sector plans can develop auto-enrollment strategies that support participant behavior, comply with legal and collective bargaining requirements, and meaningfully contribute to closing the retirement income gap. Speakers:
Exploring Different Paths: Creating Effective Participant Engagement Strategies for Government Plans In this session, we will explore different paths to enhancing participant engagement in government retirement plans. A panel of experienced plan sponsors will share innovative strategies, proven tactics, and real-world insights to drive better engagement. From personalized communication and targeted education to leveraging technology and plan design, we’ll discuss a variety of approaches tailored to meet the unique needs of government employees. The session will provide practical examples of how plan sponsors can adapt engagement strategies to help achieve a variety of plan outcomes. Speakers:
Using AI to Transform Public Sector Communications Speakers: |
10:00 – 10:15 a.m. | Break |
10:15 – 11:15 a.m. | GENERAL SESSION
Retirement by the Numbers: The State of Public DC Participants This closing mainstage session features new research that sheds light on how public sector employees are saving and investing for retirement. Experts from J.P. Morgan, MissionSquare, and PGIM DC Solutions will present findings from two major studies examining participant behavior, with a focus on savings habits, loan trends, and default investment patterns. The session will offer valuable data-driven insights to help plan sponsors improve plan design and participant outcomes. Speakers: |
Lodging & Meeting Venue
Hotel reservations are only available to registered attendees.
The booking link is included in your registration confirmation email and must be used to receive the group rate.
Host Hotel: Hilton San Diego Bayfront
Room Rate: The NAGDCA Room Block at the Hilton is closed. Rooms can be booked directly with the Hilton here.
The Hilton San Diego Bayfront is the host hotel for the NAGDCA Annual Conference. When you reserve your hotel through the link provided by NAGDCA in your registration confirmation, your reservation is secure. NAGDCA has not authorized any travel companies to make reservations on members’ behalf. Please do not share your credit card or personal information with unauthorized hotel solicitors or fraudulent websites.
Continuing Education Credit
Please contact Carly Abernathy at cabernathy@amrms.com if you have any continuing education questions.
National Association of Government Defined Contribution Administrators 108617 is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors through its website: www.learningmarket.org.
National Association of Government Defined Contribution Administrators (NAGDCA) is recognized by SHRM to offer Professional Development Credits (PDC) for SHRM-CP® or SHRM-SCP® recertification activities. The total number of PDCs this program will be listed once approved (credits awarded based on session attendance). For more information about certification or recertification, please visit www.shrmcertification.org.
NAGDCA is also eligible to offer continuing education credits for CFP and CRC designations. For more information about the CFP program, please visit www.CFP.net, and for more information regarding the CRC program, please visit www.InFRE.org.

For the sessions at the NAGDCA Annual Conference, no advanced preparation nor prerequisites are required.
Sponsors
Click here to learn about NAGDCA sponsorship opportunities.
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