Where is the market and what are the hurdles regarding retirement income solutions and products?
How can plan sponsors help participants determine which source(s) of funds to spend first and last, and why? (Encompassing pensions, Social Security, DC plan assets, other savings, and other large sources of equity such as homes, and how to plan for leaving money to beneficiaries.)
Understanding the income tax and Medicare premium consequences of making a large distribution in retirement – withdrawing over several years, the different tax brackets and marginal tax rates for filing single vs married.
What are some concerns/challenges/pitfalls with adding decumulation solutions from the plan sponsor and consultant prospective?