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Because of the impact on tax revenues, the federal government has established strict limits to the amount participants can contribute to tax favored programs. Many of our participants have multiple plan types available, including governmental 457(b), 403(b), 401(a), 401(k), and Deemed IRAs.
Coordination rules dictate how much a participant and their employers can contribute to one or a combination of these types of plans. In addition to contribution limits, the amount a participant can borrow against their accounts is also controlled.

The goal of this paper is to explore the various limits and coordination requirements our plan participants may encounter.

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  • 984.47 KB File Size
  • August 12, 2008 Create Date
  • January 21, 2020 Last Updated
Limits and Coordination of Retirement Savings Plans