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DB Pensions and DC Plans – Working in tandem to achieve financial security 

While defined benefit plans have steadily declined in the private sector over the past decades, pensions continue to be the primary retirement income benefit offered to public sector employees. Employees reliance on and familiarity with pension benefits can make communicating the importance of contributing to a voluntary defined contribution plan an extremely difficult task.

This session will explore how US retirement income sources have changed for both private and public sector workers and provide tactics for educating public sector employees about the importance of utilizing multiple sources of income to ensure financial security in retirement. Learn how to help employees understand the role of DC plans and how to communicate the benefits with employees, specifically the under 40 population who may be most likely to have lesser pension benefits than their older counterparts.

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